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Getting Insured With The Best Insurance Company In Asia

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Thai Car Insurance through Direct (ประกันรถยนต์)

If you are in Thailand and are looking to get car insurance then let me save you some time and money. is an award-winning car insurance agent who has been leading the way with award-winning service over the last 3 years! That’s right. Every year since 2015 they have won awards for customer service and professionalism!

Car Insurance with Direct Asia

Direct Asia car insurance comes with a guarantee that one of their experts will be at the scene of an accident to aid you within 30 minutes. If, like me, you are a foreigner living in Thailand that is a huge claim that can really give peace of mind in any circumstance. On top of this, they have warranty repair garages and centers throughout Thailand. Their insurance comes in two basic plans:

  • Value Plan

This is a great feature that, as far as I am aware, is only available through Direct Asia. This allows a second person to be on the policy too.

  • Flexible Plan

If you have a large family, or you are living here with friends then this is a great option that allows an unlimited number of riders.

What does their coverage include?

  • Damage to life and injury to others

There is a maximum of 1,000,000 baht per person or not more than 10,000,000 baht at a time.

  • Damage to third party property

The cover will be up to a maximum of 2,500,000 baht.

  • Medical expenses

The medical expenses for both driver and passengers will be covered up to 100,000 baht per person.

  • Death or disability

Direct Asia insurance covers both driver and passengers in case of death or disability, with pre-specified pay-outs.

  • Criminal Case Insurance

Criminal cases cover from 50,000 baht, up to 1,000,000 baht.

  • Repair and maintenance national coverage

If you take their 1, 2+ or 3+ insurance policies you will have access to a large network of centers throughout Thailand.

How to contact Direct Asia car insurance is pretty simple to set up. Call the number below at the following opening times:

02 821 5791

Monday – Friday: 8:00 – 20.30

Weekends: 9:00 – 18:00


Drivers must be between the ages of 20 and 70 and you need to prove a history of insurance and previous claims, as all insurance companies request. For young drivers, one negative aspect is that you have to have a minimum of 2 years. Finally, if you are looking at multiple drivers then each driver needs to have permission from the car owner.

Final Thoughts

Before we conclude this article on Direct Asia car insurance it is worth mentioning a few more points.

  • Professions that won’t be accepted by Direct Asia car insurance

      • Foreign military personnel
      • Any professions related to the professional entertainment industry
      • Professional athletes
      • Foreign diplomats
      • Driving instructors

  • Vehicles that won’t be accepted by Direct Asia car insurance

    • Rental vehicles
    • Public vehicles such as taxis
    • Motorcycles
    • Cars worth over 5,000,000 baht

Being a large and established company, Direct Asia can offer you some of the best and affordable policies in Thailand and with its large network of garages, and on-scene support they really are one of the best options available to you.